By accessing and using aurixentorva's financial goal tracking platform at aurixentorva.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and aurixentorva, a financial technology service provider operating in South Africa.

If you do not agree with any part of these terms, you must not use our services. Your continued use of the platform following any changes to these terms will constitute acceptance of those changes.

aurixentorva provides a digital platform designed to help users track their financial goals, monitor progress, and receive educational content related to personal finance management. Our services are intended for informational and goal-tracking purposes only.

What We Provide:

• Goal-setting and tracking tools for personal financial objectives
• Progress monitoring dashboards and reporting features
• Educational resources about financial planning and management
• Secure data storage for your financial goal information
• Customer support for platform-related inquiries

As a user of our platform, you agree to maintain the confidentiality of your account information and accept responsibility for all activities that occur under your account. You must provide accurate and complete information when creating your account and keep this information updated.

You agree NOT to:

• Use the service for any unlawful purpose or in violation of applicable laws
• Share your account credentials with unauthorized third parties
• Attempt to gain unauthorized access to other users' accounts or data
• Upload or transmit malicious code, viruses, or harmful content
• Interfere with or disrupt the platform's functionality or security
• Use automated systems to access the platform without express permission
• Misrepresent your identity or affiliation with any person or organization

We take your privacy seriously and are committed to protecting your personal information in accordance with South African data protection laws, including the Protection of Personal Information Act (POPIA).

Your financial goal data is encrypted and stored securely. We do not share your personal information with third parties without your explicit consent, except as required by law or as outlined in our Privacy Policy.

You retain ownership of the financial goal data you input into our platform. However, by using our service, you grant us a limited license to process this data to provide our services to you.

While we strive to maintain continuous service availability, aurixentorva does not guarantee uninterrupted access to the platform. We may temporarily suspend access for maintenance, updates, or due to circumstances beyond our control.

We reserve the right to modify, update, or discontinue features of our platform at any time. We will provide reasonable notice for significant changes that may affect your use of the service.

Scheduled maintenance will typically be announced in advance through email notifications or platform announcements. Emergency maintenance may occur without prior notice when necessary to maintain security or functionality.

aurixentorva provides its services on an "as-is" basis. While we make every effort to ensure accuracy and reliability, we cannot guarantee that our platform will be error-free or available at all times.

Our liability is limited in the following ways:

• We are not liable for any financial decisions you make based on information from our platform
• We do not guarantee the accuracy of third-party financial data or market information
• Our maximum liability for any claim shall not exceed the amount you have paid for our services
• We are not responsible for losses due to system downtime, data corruption, or technical failures
• Force majeure events beyond our reasonable control limit our liability

This limitation applies to the fullest extent permitted by South African law. Some jurisdictions may not allow certain liability limitations, so these limitations may not apply to you.

Either party may terminate this agreement at any time. You may delete your account through the platform settings or by contacting our support team. We may suspend or terminate your account if you violate these terms or engage in prohibited conduct.

Upon termination, your access to the platform will cease, but these terms will continue to apply to any disputes or claims arising before termination. You may request deletion of your personal data in accordance with our Privacy Policy and applicable data protection laws.

We will provide reasonable notice before terminating accounts for policy violations, except in cases involving security threats or illegal activities where immediate termination may be necessary.

These Terms of Use are governed by the laws of South Africa. Any disputes arising from these terms or your use of our platform will be subject to the exclusive jurisdiction of South African courts.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any provision does not waive our right to enforce it in the future.